.mmm-arc{--forest:#244638;--sage:#dce5dc;--cream:#f7f3e9;--gold:#c39a43;--ink:#24302a;--muted:#65716a;max-width:1120px;margin:0 auto;padding:28px 20px 64px;color:var(--ink);font-family:inherit;line-height:1.6}.mmm-arc *{box-sizing:border-box}.mmm-arc h1,.mmm-arc h2,.mmm-arc h3{color:var(--forest);line-height:1.15;margin-top:0}.mmm-arc h1{font-size:clamp(2.2rem,5vw,4.25rem);max-width:900px}.mmm-arc h2{font-size:clamp(1.7rem,3vw,2.5rem)}.mmm-arc h3{font-size:1.3rem}.mmm-arc-hero{padding:54px 0 34px}.mmm-arc-kicker,.mmm-arc-section-label{font-size:.78rem;font-weight:800;letter-spacing:.12em;color:#82641f;margin-bottom:8px}.mmm-arc-lede{font-size:1.15rem;max-width:850px}.mmm-arc-note{background:var(--sage);border-left:4px solid var(--gold);padding:14px 16px;border-radius:8px;max-width:900px}.mmm-arc-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:34px;align-items:start}.mmm-arc-input-wrap{padding:34px 0}.mmm-arc-card{background:#fff;border:1px solid #d9dfda;border-radius:18px;padding:24px;box-shadow:0 8px 28px rgba(36,70,56,.06)}.mmm-arc-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.mmm-arc label{font-weight:700;color:var(--forest);position:relative}.mmm-arc label span{display:block;font-weight:500;font-size:.8rem;color:var(--muted)}.mmm-arc input{width:100%;margin-top:5px;padding:12px 13px;border:1px solid #aebbb3;border-radius:9px;font:inherit;background:#fff}.mmm-arc input:focus{outline:3px solid rgba(195,154,67,.25);border-color:var(--gold)}.mmm-arc-details{margin:18px 0}.mmm-arc-details summary{cursor:pointer;font-weight:800;color:var(--forest)}.mmm-arc-details summary span{font-weight:500;color:var(--muted)}.mmm-arc-optional{margin-top:16px}.mmm-arc-primary,.mmm-arc-secondary{border:0;border-radius:999px;padding:13px 20px;font-weight:800;font:inherit;cursor:pointer}.mmm-arc-primary{background:var(--forest);color:#fff;width:100%}.mmm-arc-secondary{background:var(--cream);color:var(--forest);border:1px solid var(--forest)}.mmm-arc-error{color:#9c2f2f;font-weight:700;min-height:1.5em;margin-bottom:8px}.mmm-arc-results{display:none;padding-top:28px}.mmm-arc-results.is-visible{display:block}.mmm-arc-result-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:18px 0 34px}.mmm-arc-stat{background:var(--cream);border-radius:14px;padding:18px;min-height:130px}.mmm-arc-stat span,.mmm-arc-stat small{display:block}.mmm-arc-stat span{font-weight:700;color:var(--muted)}.mmm-arc-stat strong{display:block;font-size:1.7rem;color:var(--forest);margin:8px 0}.mmm-arc-emphasis{background:var(--forest);color:#fff}.mmm-arc-emphasis span,.mmm-arc-emphasis small,.mmm-arc-emphasis strong{color:#fff}.mmm-arc-split-card{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin:28px 0}.mmm-arc-bars{align-self:center}.mmm-arc-bar-row{display:grid;grid-template-columns:72px 1fr 90px;gap:10px;align-items:center;margin:14px 0}.mmm-arc-bar-row strong{text-align:right}.mmm-arc-bar-track{height:18px;background:#edf0ed;border-radius:999px;overflow:hidden}.mmm-arc-bar-track i{display:block;height:100%;background:var(--forest);border-radius:999px}.mmm-arc-bar-row:nth-child(2) .mmm-arc-bar-track i{background:var(--gold)}.mmm-arc-crossover{display:grid;grid-template-columns:54px 1fr;gap:16px;background:var(--sage);margin:28px 0 46px}.mmm-arc-icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--forest);color:#fff;font-size:1.5rem}.mmm-arc-life{margin:44px 0}.mmm-arc-subtle{color:var(--muted)}.mmm-arc-empty{grid-column:1/-1;background:var(--cream);padding:18px;border-radius:12px}.mmm-arc-scenarios{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:18px 0 34px}.mmm-arc-scenario{border:1px solid #d9dfda;border-radius:14px;padding:18px}.mmm-arc-scenario h3{margin-bottom:8px}.mmm-arc-scenario strong{display:block;color:var(--forest)}.mmm-arc-scenario p{margin-bottom:0;color:var(--muted)}.mmm-arc-action{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;background:var(--forest);color:#fff}.mmm-arc-action h3,.mmm-arc-action .mmm-arc-section-label{color:#fff}.mmm-arc-education,.mmm-arc-faq{padding:54px 0 12px;max-width:900px}.mmm-arc-faq details{border-top:1px solid #d9dfda;padding:14px 0}.mmm-arc-faq summary{font-weight:800;cursor:pointer;color:var(--forest)}.mmm-arc-disclaimer{margin-top:44px;padding:18px;border-radius:12px;background:var(--cream);font-size:.9rem;color:var(--muted)}
@media(max-width:780px){.mmm-arc-grid,.mmm-arc-split-card,.mmm-arc-action{grid-template-columns:1fr}.mmm-arc-result-grid{grid-template-columns:1fr 1fr}.mmm-arc-scenarios{grid-template-columns:1fr}.mmm-arc-fields{grid-template-columns:1fr}.mmm-arc{padding-left:16px;padding-right:16px}.mmm-arc-hero{padding-top:28px}}
@media(max-width:480px){.mmm-arc-result-grid{grid-template-columns:1fr}.mmm-arc-bar-row{grid-template-columns:62px 1fr 80px}}
@media print{.mmm-arc-primary,.mmm-arc-secondary,.mmm-arc-input-wrap,.mmm-arc-education,.mmm-arc-faq{display:none!important}.mmm-arc-results{display:block!important}.mmm-arc{max-width:none;padding:0}.mmm-arc-card,.mmm-arc-stat,.mmm-arc-scenario{box-shadow:none;break-inside:avoid}.mmm-arc-hero{padding:0 0 15px}}

.mmm-arc-stacked-track{height:24px;background:#edf0ed;border-radius:999px;overflow:hidden;display:flex;width:100%;margin:8px 0 18px}.mmm-arc-stacked-track i{display:block;height:100%;border-radius:0}.mmm-arc-stacked-track #bar-principal{background:var(--forest)}.mmm-arc-stacked-track #bar-interest{background:var(--gold)}.mmm-arc-stacked-labels{display:grid;grid-template-columns:1fr 1fr;gap:14px}.mmm-arc-stacked-labels>div{display:grid;grid-template-columns:12px 1fr auto;column-gap:7px;align-items:center}.mmm-arc-stacked-labels strong{grid-column:2/4;color:var(--forest);font-size:1.05rem}.mmm-arc-stacked-labels small{grid-column:2/4;color:var(--muted)}.mmm-arc-key{width:10px;height:10px;border-radius:50%;display:inline-block}.mmm-arc-key-principal{background:var(--forest)}.mmm-arc-key-interest{background:var(--gold)}
@media(max-width:480px){.mmm-arc-stacked-labels{grid-template-columns:1fr}}

/* Tool Library card */
.mmm-arc-tool-card{max-width:1120px;margin:24px auto;padding:22px 26px;border:1px solid rgba(31,69,50,.18);border-radius:22px;background:#fbf8ee;box-shadow:0 8px 24px rgba(31,69,50,.05)}
.mmm-arc-tool-card a{display:flex;align-items:center;gap:18px;color:inherit;text-decoration:none}
.mmm-arc-tool-card a:hover .mmm-arc-tool-card-title{text-decoration:underline}
.mmm-arc-tool-card-icon{width:50px;height:50px;flex:0 0 50px;border-radius:50%;display:grid;place-items:center;background:#dfe9d8;color:#214b39;font-size:24px;font-weight:700}
.mmm-arc-tool-card-copy{min-width:0;flex:1}
.mmm-arc-tool-card-kicker{display:block;margin-bottom:2px;font-size:12px;font-weight:800;letter-spacing:.12em;color:#a67925;text-transform:uppercase}
.mmm-arc-tool-card-title{display:block;font-family:Georgia,'Times New Roman',serif;font-size:24px;line-height:1.2;color:#2d352f}
.mmm-arc-tool-card-desc{display:block;margin-top:4px;font-size:15px;line-height:1.45;color:#59645d}
.mmm-arc-tool-card-cta{font-weight:700;color:#214b39;white-space:nowrap}
@media (max-width:720px){.mmm-arc-tool-card{padding:18px}.mmm-arc-tool-card a{align-items:flex-start}.mmm-arc-tool-card-title{font-size:21px}.mmm-arc-tool-card-cta{display:none}}

/* v1.1.0 contrast, accessibility, print, and integrated Tool Library */
.mmm-arc{--principal:#78a987;--interest:#d6a329;color-scheme:only light}
.mmm-arc-stacked-track #bar-principal{background:var(--principal)}
.mmm-arc-stacked-track #bar-interest{background:var(--interest)}
.mmm-arc-key-principal{background:var(--principal)}
.mmm-arc-key-interest{background:var(--interest)}
.mmm-arc button:focus-visible,.mmm-arc a:focus-visible,.mmm-arc summary:focus-visible{outline:3px solid #d6a329;outline-offset:3px}
.mmm-arc-action-buttons{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}
.mmm-arc-action-buttons .mmm-arc-secondary{white-space:nowrap}

.mmm-arc-library-additions{max-width:1120px;margin:30px auto;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;font-family:inherit;color:#29362f}
.mmm-arc-library-card{background:#fffdf8;border:1px solid #e4dfd2;border-radius:22px;padding:26px 28px;min-height:250px;display:flex;flex-direction:column;align-items:flex-start;box-shadow:0 6px 20px rgba(36,70,56,.035)}
.mmm-arc-library-kicker{font-size:12px;line-height:1.2;font-weight:800;letter-spacing:.13em;color:#665f54;margin-bottom:8px}
.mmm-arc-library-card h3{font-family:inherit;font-size:24px;line-height:1.2;color:#315843;margin:0 0 12px;font-weight:750}
.mmm-arc-library-pill{display:inline-block;background:#f0eee8;border-radius:999px;padding:5px 10px;font-size:14px;color:#675f59;margin-bottom:16px}
.mmm-arc-library-card p{font-size:17px;line-height:1.55;color:#5b4d55;margin:0 0 22px;max-width:44ch}
.mmm-arc-library-button{display:inline-flex;align-items:center;justify-content:center;margin-top:auto;background:#dda000;color:#3d341f!important;text-decoration:none!important;border-radius:999px;padding:12px 18px;font-weight:750;line-height:1.2;transition:transform .15s ease,filter .15s ease}
.mmm-arc-library-button:hover{filter:brightness(.96);transform:translateY(-1px)}
.mmm-arc-library-button:focus-visible{outline:3px solid #315843;outline-offset:3px}
@media(max-width:760px){.mmm-arc-library-additions{grid-template-columns:1fr;margin:22px 16px}.mmm-arc-library-card{min-height:0}.mmm-arc-action-buttons{justify-content:flex-start}}
@media print{.mmm-arc{background:#fff!important;color:#24302a!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}.mmm-arc-action-buttons{display:none!important}.mmm-arc-stacked-track #bar-principal{background:#78a987!important}.mmm-arc-stacked-track #bar-interest{background:#d6a329!important}.mmm-arc-library-additions{display:none!important}}